:root {
  color-scheme: light;
  --navy: #10233f;
  --night: #071426;
  --blue: #2563eb;
  --cyan: #22d3ee;
  --amber: #f59e0b;
  --paper: #f8fafc;
  --white: #ffffff;
  --text: #172033;
  --muted: #5f6b7d;
  --line: #dbe3ef;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  background: var(--paper);
  color: var(--text);
  font-family: "Segoe UI", Arial, sans-serif;
  font-size: 17px;
  line-height: 1.7;
}

a { color: #174fba; text-underline-offset: 3px; }
a:hover { color: #0b3784; }
a:focus-visible { outline: 3px solid var(--amber); outline-offset: 4px; border-radius: 3px; }

.site-header {
  background:
    radial-gradient(circle at 85% 15%, rgba(34, 211, 238, .2), transparent 25rem),
    linear-gradient(135deg, var(--night), var(--navy));
  color: var(--white);
}

.header-inner,
.content,
.footer-inner {
  width: min(100% - 32px, 920px);
  margin-inline: auto;
}

.header-inner { padding: 30px 0 54px; }

.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 10px 15px;
  border-radius: 14px;
  background: rgba(255, 255, 255, .96);
  color: var(--navy);
  font-size: 1.3rem;
  font-weight: 800;
  letter-spacing: -.025em;
  text-decoration: none;
}

.brand::before {
  width: 14px;
  height: 14px;
  border: 5px solid var(--blue);
  border-radius: 50%;
  content: "";
}

.eyebrow {
  margin: 38px 0 8px;
  color: var(--cyan);
  font-size: .82rem;
  font-weight: 800;
  letter-spacing: .12em;
  text-transform: uppercase;
}

h1, h2 { line-height: 1.2; letter-spacing: -.025em; }
h1 { max-width: 760px; margin: 0; font-size: clamp(2.15rem, 6vw, 4rem); }
.lead { max-width: 720px; margin: 18px 0 0; color: #dce8f8; font-size: 1.08rem; }

.content { padding: 42px 0 72px; }

.summary {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
  margin: -68px 0 38px;
}

.summary div {
  min-height: 116px;
  padding: 20px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: var(--white);
  box-shadow: 0 16px 38px rgba(16, 35, 63, .09);
}

.summary strong { display: block; margin-bottom: 7px; color: var(--navy); }
.summary span { display: block; color: var(--muted); font-size: .92rem; line-height: 1.45; }

.policy {
  padding: clamp(24px, 5vw, 50px);
  border: 1px solid var(--line);
  border-radius: 24px;
  background: var(--white);
}

.policy h2 { margin: 44px 0 12px; color: var(--navy); font-size: 1.45rem; }
.policy h2:first-of-type { margin-top: 10px; }
.policy p, .policy li { color: #344054; }
.policy ul { padding-left: 1.3rem; }
.policy li + li { margin-top: 8px; }

.notice {
  margin: 28px 0;
  padding: 18px 20px;
  border-left: 4px solid var(--blue);
  border-radius: 0 12px 12px 0;
  background: #eff6ff;
}

.actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 32px; }
.button {
  display: inline-flex;
  align-items: center;
  min-height: 48px;
  padding: 11px 18px;
  border-radius: 12px;
  background: var(--blue);
  color: var(--white);
  font-weight: 700;
  text-decoration: none;
}
.button:hover { background: #174fba; color: var(--white); }
.button.secondary { border: 1px solid var(--line); background: var(--white); color: var(--navy); }

footer { border-top: 1px solid var(--line); background: #edf2f8; color: var(--muted); }
.footer-inner { display: flex; justify-content: space-between; gap: 20px; padding: 28px 0; font-size: .9rem; }

@media (max-width: 720px) {
  body { font-size: 16px; }
  .header-inner { padding-bottom: 88px; }
  .summary { grid-template-columns: 1fr; margin-top: -70px; }
  .summary div { min-height: auto; }
  .policy { border-radius: 18px; }
  .footer-inner { flex-direction: column; }
}

@media print {
  .site-header { background: none; color: #000; }
  .lead, .eyebrow { color: #000; }
  .summary { margin-top: 24px; }
  .summary div, .policy { box-shadow: none; }
  .actions, footer { display: none; }
}